The Cardinal Rule to getting out of Credit Card Debt
Being in credit card debt can be stressful beyond belief, especially if holding high interest credit card debt with no extra cash to pay off. Today, you don’t need to look far to find a company that...
View Article5 Important steps Before paying off Credit Card Debt
Paying off credit card debt can be dreadful… No one wants to get into credit card debt, and no one likes paying it off either. Usually, our first and only thought is to just pay it off – get out at...
View ArticleWhat is PMI Mortgage Insurance and How to Avoid It
I recently refinanced my home mortgage. Yes, I’m very jealous of my fellow financial bloggers out there, many of whom are debt free and have paid off their own mortgages completely. Unfortunately,...
View ArticleDo You Use the Electronic Envelope System?
A couple years ago, my wife and I started to notice that we were consistently going over budget and spending more money than we set aside each month for our basic spending like food, entertainment,...
View ArticleConscience Spending: How to Buy Whatever You Want Without Guilt
Is it really such a bad thing to buy whatever you want? Should you feel guilty when you pick up something special at the store that you have always wanted? With the help of conscience spending you can...
View ArticleConsolidate debt, manage your finances while you live frugal – 6 Easy Strategies
With the economic conditions that are prevalent all around, it’s no wonder that people are having a hard time with their finances. Everything from television advertisements to Internet banners seem to...
View ArticleEliminate Debt with the Debt Snowball Plus Method
Show me a debt payoff tool, please! Paying off debt can be fairly easy if you have a large income and relatively small amount of debt. In other words, it’s a ‘no brainer’ that to pay off debt, we need...
View ArticleYours, Mine & Ours: Debt Tips for Couples
Before I got married, I managed to run up some serious credit card debt and so did my husband. Part of it was just paying our way through college, but a larger part was just reckless spending with the...
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