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Do You Use the Electronic Envelope System?
A couple years ago, my wife and I started to notice that we were consistently going over budget and spending more money than we set aside each month for our basic spending like food, entertainment,...
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Conscience Spending: How to Buy Whatever You Want Without Guilt
Is it really such a bad thing to buy whatever you want? Should you feel guilty when you pick up something special at the store that you have always wanted? With the help of conscience spending you can...
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Consolidate debt, manage your finances while you live frugal – 6 Easy Strategies
With the economic conditions that are prevalent all around, it’s no wonder that people are having a hard time with their finances. Everything from television advertisements to Internet banners seem to...
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Eliminate Debt with the Debt Snowball Plus Method
Show me a debt payoff tool, please! Paying off debt can be fairly easy if you have a large income and relatively small amount of debt. In other words, it’s a ‘no brainer’ that to pay off debt, we need...
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Yours, Mine & Ours: Debt Tips for Couples
Before I got married, I managed to run up some serious credit card debt and so did my husband. Part of it was just paying our way through college, but a larger part was just reckless spending with the...
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